In-Depth Information and Resources for Seniors and their Families
Retiree Health Benefits
Covers what health care options are available through employer-sponsored retiree plans and what they usually include.
What's Covered by Employer Benefits or Retiree Plans?
Learn how employer benefits and retiree plans support your loved one's needs, including in-home dementia care, medical coverage, and daily assistance.
15 Minutes Estimated Reading Time
Here’s how employer benefits and retiree plans can help provide peace of mind through essential support services:
- 🏥 Employer and retiree plans often cover major medical services, including hospital visits, prescription drugs, and preventive care, helping reduce out-of-pocket costs for families.
- 🧠 In-home dementia care may be partially covered, offering assistance with daily tasks, memory care, and skilled nursing to support aging loved ones in familiar environments.
- 👵 Many plans include support for long-term care, such as help with bathing, dressing, and meal prep, easing the caregiving burden on family members.
- 📞 Access to care coordinators and support hotlines is frequently included, helping families navigate complex healthcare choices and connect with the right providers.
- 💳 Additional financial protections like co-pay assistance and discounts can help families better manage the cost of ongoing treatments or home care needs.